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Five Ways To Save Money

Hello Faithful,

What are your Financial Goals for 2018?
Living Well is to have a healthy Financial Goals and investing wisely. Saving money for a new place or house requires planning and serious cut backs. In a society where credit cards are readily available and many people in debt, here are my 5 Ways to Save Money:

  1. Create a clear and concise budget
Budgeting is the best way to save money. Know your Income and Expenditure. If it's not in the budget, don't get it. One best practice for building our wealth is delayed gratification paying our tithes first to receive  God's blessings. We believe in taking care of business first and allotting a percentage to shopping or date nights.

2. Consolidate all your debts

You can consider getting a lower interest rate on your loans( if any) through consolidation of your debts. Looking at your expenditures, how much do you own in debt? 

3. Save Six Months of Salary

If you want to really save your cash, get a plan and set your goals of what you can afford to save in a High Interest Yielding Savings Account. For instance, if your goal is to save USD $1000.00 per month you must ensure your mortgage, rent, utilities, bills, and other outflow are not in excess of what you earn monthly.  As a couple you can save one salary in a similar joint account and live on one. If you follow these steps you can achieve your Financial Goals.

4. Track your Daily Expenses

One our  favorite thing to do is track every dollar we spend to ensure we are on track of our goals. There are awesome money saving apps 💰 to ensure you can meet your daily, weekly or monthly savings targets. You can also take pictures of your receipts. and add to your Expenditure on your budget.

5. Avoid overspending 

Cheers to no more going into the store and leaving with what you don't need. Develop the better habits of sticking to your budget and getting only what you need. We always look for deals, sales, and store branded products which helps to cut back on the expenses. Never be an emotional spender. Check out

Check out my 21 Days Program Create Your New Beginning and Attract the Life You Can Have on Amazon and other books!! 

God bless!!
Author Winsome Brinkley

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